Monday, July 27, 2020

Can You Fix Bad Credit as a 20- or 30-Something

Can You Fix Bad Credit as a 20- or 30-Something Can You Fix Bad Credit as a 20- or 30-Something? Can You Fix Bad Credit as a 20- or 30-Something?Millennials can often struggle financially, which may have an effect on their credit scores. But these tips can help build credit profiles worth texting home about!Millennials. They’re usually taking the heat for something somewhere on any given day. But a fact of life as a millennial is that they are generally earning less than their parents did when they were their age.That doesn’t bode well for their credit scores. In fact, when we surveyed millennials back in 2018, 46 percent of them reported feeling held back by their credit scores.But never fear millennial readers! Bad credit ratings aren’t permanent dents in your financial health. In fact, credit cards and other means of credit building can help you, you just have to be fiscally smart about it  and we’re here to give some tips!Responsible spending.Here’s the thing: Tackling credit card debt and therefore improving your credit score is a balancing act. On the one hand, y ou have to pay down your balances, and on the other hand, you need to stop increasing those balances.One way of tackling the balances issue is by creating a lump consolidation loan. A consolidation loan can put together the money that you owe into one payment rather than several. That means paying one (or no) interest fee while only keeping track of one due date. This can save you time, money and sanity while doubling down against your credit card mountain (or molehill).According to chief side hustler Nick Loper (@nloper), of SideHustleNation.com, credit cards have offered him not just a means of finding free money, they’ve also built him a bridge to excellent credit scores. His main advice to young folks is to be smart about spending.“For young people starting out, just think of it like a debit card, but with some cool rewards and perks,” he said. “Dont spend money you dont have, but use it as an opportunity to prove you can be a responsible borrower. Building that credit h istory will make life easier for you when applying for other credit down the road.”He even created a helpful guide to making the most of credit card perks that might be a good starting point for building credit entitled Credit Card Rewards 101.Loper’s advice is well worth taking, as he says he has never paid a cent of credit card interest.Pay on time.It sounds like a no-brainer to say you need to pay your bills on time, but it matters. Not paying your bills affects your credit score. Especially if you’re avoiding your credit card repayments. The companies will not hesitate to send collection agencies your way, so be mindful of those due dates.Inc. Magazine’s list of a dozen ways to improve credit scores ends with paying on time. They emphasize the importance of due dates in regard to your credit score re-building.“Even one late payment can hurt your score,” according to Inc. “Do everything you can, from this day on, to always pay your bills on time. And if one month yo u arent able to pay everything on time, be smart about which bills you pay late. Your mortgage lender or credit card provider will definitely report a late payment to the credit bureaus, but utilities and cell providers likely will not.”We aren’t advising that you skip any payments to anyone, but heed the advice given by Inc. on which bills to prioritize if need be.Don’t do more damage.Damaging your credit score does not begin and end with spending too much money. You can damage your score by applying for too many cards all at once or applying for credit you simply don’t need.Each time you apply for a new line of credit the bureau or issuer may put a hard inquiry on your credit history. A good borrower can apply for credit a few times a year, but if you don’t fall under the “good borrower” title, the more you apply for, the more it can ding your score.Avoid hard credit inquiries if you can.  Building or rebuilding credit takes time, but the basics are simple: pay your bills on time, maintain a low credit utilization ratio, look for errors on your credit report and request that they be corrected if and when you find them.To learn more about improving your credit score, check out these related posts and articles from OppLoans:Will Closing a Credit Card Affect Your Credit Score?How Long Does Bad Credit Last?Am I Alone? The Number of People with Poor Credit in AmericaDo you have a personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |InstagramContributorsNick Loper (@nloper) helps people earn money outside of their day job. Hes an author, online entrepreneur, and host of the Best Business Podcast-nominated Side Hustle Show, which features new part-time business ideas each week. As Chief Side Hustler at  SideHustleNation.com, he loves deconstructing the tactics and strategies behind building extra income streams.

Friday, May 22, 2020

I Always Thought School Was Be Like The Show Called ...

I always thought school was supposed to be like the show called â€Å"Recess†. I began to loath television shows that gave me this false hope as I got older. For the most part school was a breeze through junior high and until now. I can only believe that I struggled in primary school in the past due to lack of steadiness around me. I also believe that the constant changes in my environment have played a crucial role in shaping my approach to schooling and my expectations of and attitudes toward it. In this informative essay I will explore my learning experiences, how my views were shaped, and the connections and significance of each event. In the beginning I started out going to a private school in a small town in Texas. This private school had a major impact on my learning because of how intimate the student and teacher time was. If I needed extra help with an assignment they had time to buckle down to the root of the problem. The teacher I am referring to specifically is Ms. Berry. I struggled with writing my letter â€Å"f† for the longest. I was excellent with the capitalized â€Å"F† just not the lower case â€Å"f†. I remember I told her that I would never get it. I thought the world was going to end before I knew it if I hadn’t learn how to write the letter â€Å"f†. Ms. Berry looked at me astonished and said â€Å"We will not leave this room until you can write this letter with confidence.† I really thought she was crazy; I mean I did want to go home when school was over. As time went on IShow MoreRelatedI Was a Tomboy1374 Words   |  6 Pages I was a tomboy. Not a tomboy in the sense that most people think of one, but in the way that all adventurous, curious little girls are. I played kick ball at recess. I wore Bart Simpson sweatshirts. I played Indians. I went fishing. Somewhere along the way, Ive lost some of that tomboy in me. Its interesting that when changes come in my life, although the change has probably been brewing for some time, there is usually one event that seems to mark that change. So when I look back, I think ofRead MoreShort Story : The Phone Call 1541 Words   |  7 Pagesmetropolis. Hannah looked out the window and exhaled. The driveway was still empty and it was getting dark. She checked the clock and sighed again, deeper this time. Her dad had said that she would pick her up by 5:30, but it was almost seven and Hannah hadn t heard a word from him. She walked up the stairs to her room and threw away her baseball glove into her large closet. Hannah figured that even if her Dad did miraculously show, it wouldn t be much fun playing catch in the dark. Hannah sat downRead MoreThe Is Not An Occasional Act, It Is A Constant Attitude906 Words   |  4 Pagesact, it is a constant attitude.† Anonymous Third grade is definitely top contender in my list of best school years. At age seven, I averaged about 4’2†, sported a head full of small braids, and walk-skipped down the halls with my head held high. School happened to be my favorite part of the day. Every week I anticipated the pop multiplication quizzes that I completed in a breeze. I listened intently as my teacher enthusiastically read aloud the pages of The White Giraffe and The Phantom TollboothRead MoreMy Day At The Night986 Words   |  4 Pagesfamiliar walls of my house I just sat there in silence thinking to myself what could I do to change the course my life was on at that moment. Up until that Friday night every night was the same. Come home from school, listen to some music, start my homework, eat dinner and then do nothing but watch television till midnight. Not only would this be every Friday night, it would be the theme for the entire weekend. Let’s rewind back to when I was in the eight grade in 2010. I never considered myself theRead MoreThe Mirror At The Tears Staining My Face1183 Words   |  5 Pages I looked in the mirror at the tears staining my face. I saw someone who wasn t me, and all I saw were flaws. I told myself that I had to be different and better in many ways. In that moment I realized that being someone I m not is what brought me here. I am who I am and no one can stop that. January 11, 2003. That s the day I was born. My family immediately loved me, (as most families do.) but they barely had any time to give me attention because of their busy work and travel schedules. TheyRead MoreBasketball Is Not My Best Sport935 Words   |  4 Pagesearly age, I’ve always played sports. I played soccer, basketball, baseball, football, lacrosse, and golf. I played all of these sports with friends, or on a travel program. I enjoy being outside, being on a team, and being competitive in sports. I am a very athletic person. When some people think of me, their first thought is, â€Å"He s a great athlete. He must be good at every sport†. However, this wasn t true for me when it came to middle school basketball. In 6th, 7th, and 8th grades, I tried out forRead MoreMy Most Memorable School Years Of My Life2334 Words   |  10 Pagesof my most memorable school years of my life, it was there where I changed my study habitats and made an important life decision. Elementary was as everyone the best of times of my life school wasn’t much of a bother, I had no worries and lunch was the best. I started school late so when I actually started I went in with my brother and it was with him that I noticed a difference between his ability to learn and mine. He always struggled with school but I always found school work easy and hardlyRead MoreDeath Is Not Stop For Death By Emily Dickinson1195 Words   |  5 PagesDeath in Rebirth In this poetic exploration Because I Could Not Stop for Death by Emily Dickinson; the assumption of accepting death has been the ultimate interpretation of this poem. Clarification/evidence has given readers an idea that death is unavoidable and that eternal darkness is what awaits after death. Some might say death is a sinister man who only takes your life out of spite, but others would object and lure other pears to be optimistic to the true meaning of death. In a different perspectiveRead MoreDescriptive Essay About My Friend1017 Words   |  5 Pagesever met a friend that you thought as a brother or a sister, well I know someone that is that person to me well, My mom had brought home her friend and her friend’s two kids. The girl was kind of pretty she had long hair brown eyes and she was pretty tall, The boy had Brown eyes and was wearing really nice clothing I greeted the two kids I said, â€Å"Hi umm what s your name†. They had said their names. Only the boy had spoken and He said, â€Å"Carmelo and her name is Victoria†. I said, â€Å"Cool names do youRead MoreGraduation Speech - Original Writing Essay2661 Words   |  11 Pagessince I was a little girl my grades have been phenomenal. They used to take me into the principles office because they would swear that I would cheat on almost all my assignments and test. I will never forget the biggest struggle that I had to go through in primary school and that was when I skipped a grade. I’ve never got along with my fellow classmates. They always make fun of how short my hair is, how my eyes are slanted, and how I m a year younger than the rest of the class. Ever since I was

Saturday, May 9, 2020

The Gilded Age Of The Robber Barons - 1851 Words

As we move closer to the 2016 national elections in the United States, claims of a growing wealth gap between the supposed â€Å"haves† and â€Å"have-nots† becomes more pronounced. Democratic Presidential candidate Hillary Clinton even went so far as to caution us that we are advancing towards a repeat of the â€Å"Gilded Age of the robber barons†. The insinuation in this claim creates a perception that there are a growing number of individuals within American society using questionable methods to increase their wealth, all at the expense of the not so fortunate. So-called culprits of these activities are often referred to as the â€Å"top 1 percent†; a term gaining a strong foothold in our current vernacular. Although the existence of an income inequality gap is evident, subjectively misinterpreted data is the primary culprit driving the perception that the income inequality gap is expanding. A brief look at history validates that an income inequality gap between the wealthy â€Å"haves† and those viewed as â€Å"have-notes† has existed for hundreds of years. Consider for a moment the French revolution that occurred during 1789. Prior to this event, French society consisted primarily of three estates made up of the clergy, nobles, and those viewed as the common people. Individuals could not move up the social ladder as access to those positions and their related privileges were determined by birth. Government policies such as the assignment of taxes based on the inequality between the estates wereShow MoreRelated`` The Jungle `` : Social Injustice And Unfair Treatment Of The Working Class1128 Words   |  5 PagesThe Gilded Age in American History was a time period of great controversy. Those in wealthier classes believed the changes that had been made socially were for the best. For instance, Andrew Carnegie in the The Gospel of Wealth sees the industrial ization in a positive light. He, along with other Robber Barons of the late nineteenth-century are the ones that created the idea of a â€Å"Gilded Age†. His class of folks believed their contributions to society was bringing back a Golden Age. Carnegie, thoughRead MoreThe Gilded Age Of The Nineteenth Century And The Succeeding Period887 Words   |  4 PagesTwo prominent eras of American History were the Gilded Age at the end of the nineteenth century and the succeeding period, the Progressive Era. The Gilded Age, also know as the Second Industrial Revolution, was a peak of high economic development with the rise of technological advancements in a free market environment, meaning that the economy was driven by self-interest instead of government authority. Besides its economic growth, the Gilded Age handle changes in social divisions. After the abolishmentRead MoreThe Gilded Age And Imperialism Expansion1827 Words   |  8 Pagesculture can be paradoxical The Gilded Age or Imperialism expansion examine the conflicting values that America held for each. The gilded age was a period in history that caused a vast transformation due to the increase of American industrialization. Values and attitudes toward The Gilded Age varied. The poor workers often saw the changed caused by the Gilded Age as corrupt, where the rich business men looked at it as a positive change. The poor laborers in the gilded age often viewed the change thatRead MoreThe Era Of The American Civil War2163 Words   |  9 Pagesbusinessmen to rise to power: those who dominated an entire industry, sometimes several markets. They were the hallmark of the so-called Gilded Age, which lasted from the end of reconstruction until the early 1900s. These men, known as Robber Barons, shaped the American economy, necessitating new laws to be signed to limit their power . Although there were only four main Barons (John D. Rockefeller, Andrew Carnegie, Cornelius Vanderbilt, and J.P. Morgan), they controlled much of the economy with their fourRead MoreIs Democracy Throughout The United States Working?1189 Words   |  5 Pagesconsensus, to make meaningful decisions. This is an age where the right course of action has become too unpopular. And even though the vast majority of the American people, do not have much confidence in the current crop of political representatives in Washington D C, there is no real punishment or consequences, for the most part, facing these politicians, therefore they continue as if all is fine. Our democracy have had problems before. During Gilded Age 1, a period of rapid economic growth—except thenRead MoreApush- Monopolies968 Words   |  4 Pagesand the ability to control much within the United States. Their power and influence expanded and impacted the economic and political aspects of our nation. These corporations dominated American business and defined the American culture. The Gilded Age, a term coined by Mark Twain, was used to describe the conditions within the United States during this time. The nation was â€Å"lined with gold†, but had many struggles and obstacles that spread through the social, political, and economic aspectsRead More The Gilded Age Essays1610 Words   |  7 Pages When you are young and even well into your adult years people will tell you there will always be somebody who is smarter, faster, happier, or better at something than you are. This is true for all periods of time but in the Gilded Age those who were better gained more and more crushing the people below them with unprecedented greed, corruption, and power. The few exploited the many by way of opportunity. Something our nation was built on, yet the avaricious elite used it for evil methods. nbsp;nbsp;nbsp;nbsp;nbsp;InRead MoreAmerican History: The Gilded Age Essay933 Words   |  4 PagesThe Gilded Age was the last three decades of the nineteenth century, when America’s industrial economy exploded generating opportunities for individuals but also left many workers struggling for survival. With the many immigrants, skilled and unskilled, coming to America the labor system is becoming flooded with new employees. During this period, the immigrants, including the Italians, were unskilled and the skilled workers were usually American-born. There was also a divide in the workers and theRead MoreThe United States Post Civil War1173 Words   |  5 PagesLondon in 1900. The substantial growth of the U.S economically can be contributed to a group of wealthy capitalists that ran businesses/industries and stimulated economic growth. However, historians have argued over whether these capitalists were â€Å"robber barons† that were corrupt and took advantage of the A merican people or â€Å"captains of industry† that helped the U.S grow at unparalleled speeds. Wealthy capitalists such as Andrew Carnegie and John D. Rockefeller were indeed â€Å"captains of industry† who enlargedRead MoreEssay On Gilded Age1218 Words   |  5 Pages01, 2017 Mid Term Exam SHORT ANSWER TOPIC: 1. Gilded Age In the last few decades of the nineteenth century, America stepped into innovation. The economic growth dramatically, new products, transportation systems and technologies improved. The wealth is highlighted by the American upper class such as Andre Carnegie, William A. Clark, John Jacob Astor, and many more. This might know as the â€Å"Golden Age†, however, most Americans called it the â€Å"Gilded Age†. This term was made by Mark Twain in 1873 . In

Wednesday, May 6, 2020

What different views of the Duke are presented in acts 1-3 Free Essays

Written in the early 17th century, ‘Measure for Measure’ was one of the many plays that Shakespeare wrote to entertain his King, which at the time was James I. Shakespeare used this play to present his own views of the King, and his ideals of a King through his presentation of the Duke Vincentio. A more complex character than first believed, Shakespeare transforms the Duke throughout the play. We will write a custom essay sample on What different views of the Duke are presented in acts 1-3? or any similar topic only for you Order Now As the Duke set out on a quest to not only escape the pressures of his role, but to learn from his experiences and find himself. The Duke is the first person to speak; this is one of Shakespeare’s common techniques to indicate who he deems most important in the play. Even if it appears that the story evolves around the character of Angelo, under the surface it is evident that the Duke is the catalyst behind it all. At the start of the play we see that the Duke is a man with general morals, complimenting the people under him. This is Shakespeare showing us from the start that he wishes the Duke to be seen as a good man. In the first scene we learn that for the head of a city he does not enjoy being in the public eye, â€Å"I love the people, but do not like to stage me to their eyes†. This quote also shows us that he is an honourable and caring Duke as he loves his people, but he doesn’t have the confidence to assert his authority. In the beginning of the play the view of the Duke is formulated to be that he is nice but a little spineless; allowing his streets to be filled with sin, â€Å"bawds†, â€Å"thief’s†. To re-enforce the opinion that Duke is honourable, Shakespeare makes the Duke accept fault for the state that the town is in, â€Å"’twas my fault to give the people scope†, although he still doesn’t do anything about it. When the Duke is talking to Pompey in act three scene two, we see a different character emerging. From his ‘real life’ experience he appears to have gathered confidence and is beginning to show signs of authority, he calls Pompey a â€Å"wicked bawd† to tell him how disappointed he was with him. However these new found urges have to be suppressed as he is under the guise of the Friar, so he uses religious references to voice his feelings instead, † if the devil have given thee proofs for sin†¦Ã¢â‚¬ . Shakespeare uses verse here to emphasise the seriousness as it is more rhythmic and emphasised by the stresses in the line due to iambic pentameter. By the end of act three, the Duke is almost ready to take the reigns back of Angelo, as he has reached a point where he knows what a leader should be, and has gathered the knowledge and confidence to assert himself; â€Å"He who the sword of heaven will bear should be as holy as severe†. In Shakespeare’s time, Kings were the closest thing to Gods and therefore had to be perfect role models. Here the Duke is saying that they should be perfectly balanced; as good and moral as they are strict. However the Duke shows a darker side of him, perhaps the slight edge of coldness needed to rule successfully, but nevertheless the Duke creates his own amusement whilst under the guise of the Friar to control the characters to carry out his plan. Although this was done to benefit his people, as he protected the almost innocent and also teach the guilty a lesson. Shakespeare deliberately manipulates the audience’s opinion o the Duke throughout the play as the character himself changes drastically from start to finish. Firstly we see his understudies having great respect for him, â€Å"always obedient to your grace’s will†. However in act three it becomes clear to the audience that the townspeople only like him because they are allowed to do as they please. The character of Lucio personifies the feelings of the townspeople when he tells the Duke himself, (disguised as the friar) that he doesn’t doubt the intelligence or honour of the Duke, calling him â€Å"wise†; although also referring to him as, â€Å"Avery superficial, ignorant, unweighing fellow†. Thus clarifying that the townspeople don’t know the Duke and moreover that the Duke doesn’t know them, â€Å"ignorant†. There is debate however that Lucio is aware that is the Duke and is deliberately making use of this to voice his true opinions of him, or perhaps merely for his own amusement as Lucio is a joker type character. However it could be countered by saying that this is too intelligent for Lucio and this is simply a comedic scene as Lucio is ‘putting his foot in his mouth’. Shakespeare makes the Duke speak in verse here, serving multiple purposes; firstly because it is more relaxed as the scene is a comedy. Secondly because it is a scene to move the story of the play on and verse would take to long to do this. We also gather the character of Escalus’ opinion of the Duke whilst he is still disguised, although it is great contrast to Lucio’s. The character of Escalus appears as the wise old advocate, pointing out straight away one of the key themes of the entire play and also one of the main reasons that the Duke went into hiding; â€Å"above all other strifes contended especially to know himself†. It is also debated that Escalus was aware of the disguise and knew exactly what he was doing, yet in this case it is more likely to be the case, as Escalus is the ‘right-hand-man’. This theory is reinforced by the fact that Escalus then compliments the Duke, knowing that revealing the fact that the Duke’s inner most fears are visible to someone else, he provides a comforter, â€Å"Rather rejoicing to see another merry, than merry at anything which professed to make him rejoice†. Meaning that the Duke would rather see others happy than be happy himself. I feel that the true opinion of the Duke lies somewhere in between Lucio’s and Escalus’ views, as he was ignorant of the townspeople, however he is wise and very caring, shown in how he deals with Angelo at the end of the play. How to cite What different views of the Duke are presented in acts 1-3?, Papers

Tuesday, April 28, 2020

Interior Plants Density

Introduction There are varieties of codes regulating the design and construction of buildings and building interiors. There are also a number of standards and federal laws that regulate buildings and construction industry.Advertising We will write a custom essay sample on Interior Plants Density specifically for you for only $16.05 $11/page Learn More The regulations require the designer to comply with the standards set by referring to guidelines for Indoor Environmental Quality in the new International Green Construction Code. Interior designers are responsible for determining the locations where live plants can occupy in a building (Harmon, Sharon and Kennon 305). This essay argues in support of the proposed Interior Plants Density regulations. Definition of requirements Designers, building constructors and building occupants have realized the aesthetics and risks associated with the interior living plants. The proposal defines the areas where an inter ior living plant can be incorporated as regularly occupied spaces with distinct measures. The project elective clarifies the proposed changes and improves the practicality in implementation. The proposal clarifies issues concerning occupancy, provide consistence definition of terms, and sticks to the relevant scopes of the proposal by deleting terms referring to outdoor assemblies. The proposal defines the unit value for planting bed. Though, the value remains constant it does modify the density requirements. The proposal recognizes the fact that distribution requirements of plants may be inappropriate in some cases e.g. in movie theaters. It is flexible enough to allow changes in location of plants where appropriate, without changing the overall density requirements. The proposal clarifies that the plant expose to the soil surface determines it size. The proposed interior plants project elective provides exceptions depending on the nature and use of the building. The proposal exemp ts buildings where interior plants present hazards, interfere with indoor air management, and present unique hazards to building processes and occupants. Such buildings include hospitals, industries, and laboratories among others. Such cases might be determined by the code official. The ultimate benefit is that the proposed changes will not increase the cost of construction. Individual and public involvement Most organizations have their own procedures for changing and updating the requirements in their publications. The proposed changes in interior plants density used a consensus method to revise the publication. Individuals were able to identify discrepancies in the proposed changes. For instance, inspection and issuing of certificate of occupancy, verification after the plants are in place may result into enforcement dilemma. The enforcing authority may not have a regulatory mechanism to ensure compliance.Advertising Looking for essay on art and design? Let's see if we can h elp you! Get your first paper with 15% OFF Learn More The public proponents ensured consistency with definitions and content of the proposal. For instance, the changing of the definition of â€Å"occupied floor area† to â€Å"net floor area† provided consistency of terms between the International Building Code and the International Green Construction Code in relations to determining the floor area. In this provision, net floor area means the actual occupied area with exclusion of unoccupied areas such as toilet rooms, corridors, stairway, closets, and mechanical areas. Most respondents shared similar sentiments to show that the proposed interior plant density presented similar concerns. The involvements of individuals and the public provided forums to ensure that there were adequate representations for all types of occupancies and building types. It is also necessary to note that the jurisdiction choose what regulations or part of the publication to adopt. Jur isdictions have the authority to make various changes and amendments that can either add or delete parts of the code. It is essential to keep the public aware of which codes the officials are enforcing so as to ensure compliance. Works Cited Harmon, Sharon and Kennon, Katherine. The Codes Guidebook for Interiors, 4th Edition. New Jersey: John Wiley Sons, 2008. Print. This essay on Interior Plants Density was written and submitted by user Malaki Daniel to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Friday, March 20, 2020

Power of Government vs Individual Rights essays

Power of Government vs Individual Rights essays Alexander Hamilton was a brilliant member of the federal government whose political principles were based on the idea that the greatest threat to political stability was anarchy rather than monarchy. He believed that the government should be left in the hands of a concentrated few, and that those chosen would lead the country into prosperity. He did not think the swinish multitudes capable of governing themselves. On the other hand, Thomas Jefferson was in support of making states rights more powerful than those of the federal government. Each individual, in his opinion, deserved the right to make the decisions that would govern the country in which he lived. He thought the federal government was too far removed from its people so that their voices would not be able to be heard in the decision making process; thus, their needs would go unfulfilled. The Hamiltonian point of view that a strong, centralized form of government should be employed is in accordance with my own beliefs. The power of government should be used to unify the people under its jurisdiction, not stand merely as a lame parent to watch its reckless teenage children make decisions that contradict the good of all the people in his household. In Europe, each country has its own set of laws that govern its people; however, for the good of the continent, the united move to the Eurodollar will stabilize the currencies of those countries having trouble with the fluctuations of its money values and also further ease of trade and transportation. In part, the Civil War was the result of too many decisions made by too many people. Since the country as a whole put off deciding what to do with the ever-present slavery question, each state formed its own policy in dealing with slave trade, runaways, and other such issues. Unrest was the underlying feeling throughout the country and made more prominent other touchy issues, and this lack of unity eventuall ...

Tuesday, March 3, 2020

Biography of Matthew Henson

Biography of Matthew Henson In 1908 explorer Robert Peary set out to reach the North Pole. His mission began with 24 men, 19 sledges and 133 dogs. By April of the following year, Peary had four men, 40 dogs and his most trusted and loyal team member- Matthew Henson. As the team trudged through the Arctic, Peary said, â€Å"Henson must go all the way. I can’t make it there without him.† On April 6, 1909, Peary and Henson became the first men in history to reach the North Pole. Achievements   Credited with being the first African-American to reach the North Pole with Peary explorer in 1909.Published A Black Explorer at the North Pole in 1912.Appointed to the US Customs House in recognition of Henson’s Arctic travels by former President William Howard Taft.Recipient of the Joint Medal of Honor by US Congress in 1944.Admitted to the Explorer’s Club, a professional organization dedicated to honoring the work of men and women conducting field research.Interred in Arlington National Cemetery in 1987  by former President Ronald Reagan.Commemorated with a US Postage Stamp in 1986 for his work as an explorer. Early Life Henson was born Matthew Alexander Henson in Charles County, Md. On August 8, 1866. His parents worked as sharecroppers. Following the death of his mother in 1870, Henson’s father moved the family to Washington D.C. By Henson’s tenth birthday, his father also died, leaving him and his siblings as orphans. At the age of eleven, Henson ran away from home and within a year he was working on a ship as a cabin boy. While working on the ship, Henson became the mentee of Captain Childs, who taught him not only to read and write but also navigation skills. Henson returned to Washington D.C. after Childs’ death and worked with a furrier. While working with the furrier, Henson met Peary who would enlist Henson’s services as a valet during travel expeditions. Life As an Explorer   Peary and Henson embarked on an expedition of Greenland in 1891. During this time period, Henson became interested in learning about Eskimo culture. Henson and Peary spent two years in Greenland, learning the language and various survival skills that Eskimos used. For the next several years Henson would accompany Peary on several expeditions to Greenland to collect meteorites which were sold to the American Museum of Natural History. The proceeds of Peary and Henson’s findings in Greenland would fund expeditions as they tried to reach the North Pole. In 1902, the team attempted to reach the North Pole only to have several Eskimo members die from starvation. But by 1906 with the financial support of former President Theodore Roosevelt, Peary and Henson were able to purchase a vessel that could cut through ice. Although the vessel was able to sail within 170 miles of the North Pole, melted ice blocked the sea path in the direction of the North Pole. Two years later, the team took another chance at reaching the North Pole. By this time, Henson was able to train other team members on sled handling and other survival skills learned from Eskimos. For a year, Henson stayed with Peary as other team members gave up.   And on April 6, 1909, Henson, Peary, four Eskimos and 40 dogs reached the North Pole. Later Years Although reaching the North Pole was a great feat for all team member, Peary received credit for the expedition. Henson’s  was almost forgotten because he was an African-American. For the next thirty years, Henson worked in the US Customs office as a clerk. In 1912 Henson published his memoir Black Explorer at the North Pole. Later in life, Henson was acknowledged for his work as an explorer- he was granted membership to the elite Explorer’s Club in New York. In 1947 the Chicago Geographic Society awarded Henson with a gold medal. That same year, Henson collaborated with Bradley Robinson to write his biography Dark Companion. Personal Life Henson married Eva Flint in April of 1891. However, Henson’s constant travels caused the couple to divorce six years later. In 1906 Henson married Lucy Ross and their union lasted until his death in 1955. Although the couple never had children, Henson had many sexual relationships with Eskimo  women. From one of these relationships, Henson bore a son named Anauakaq around 1906. In 1987, Anauakaq met the descendants of Peary. Their reunion is well documented in the book, North Pole Legacy: Black, White, and Eskimo. Death Henson died on March 5, 1955, in New York City. His body was buried in Woodlawn Cemetery in the Bronx. Thirteen years later, his wife Lucy also died and she was buried with Henson. In 1987 Ronald Reagan honored the life and work of Henson by having his body re-interred at Arlington National Cemetery.